We specialize in working with startups at every stage, from early funding rounds to preparing for exits. You’re not just managing money; you’re dealing with data privacy, consumer protection, and anti-money laundering regulations. Unlike established banks, your startup has to build its compliance infrastructure from the ground up, which can be a heavy lift.

Varo Money

Monthly accounting services cost between $500 to several thousand dollars based on complexity. EGFS serves 18% of privately-funded, venture-backed startups in the U.S. and excels at helping companies through rapid growth phases. They have presence in major tech hubs like Silicon Valley, San Francisco, Los Angeles, Austin, Chicago, Boulder, Seattle and New York City.

Final Thought: Building Your Fintech Stack for 2025 and Beyond

We help you correctly recognize SaaS revenue and expenses, and provide financial reporting that includes specialized SaaS ratios and calculations. For most startups, the first big question is whether to hire a full-time accountant or partner with a firm. While having someone in-house sounds appealing, it’s often more expensive than you think. Outsourcing gives you access to an entire team of experts—from bookkeepers to tax strategists to CFOs—for a fraction of the cost of a single senior-level hire. This approach lets you focus on your product and customers while knowing your finances are in expert hands.

Key Fintech Tools and Software for Accounting

Avant provides personal loan, credit card and mobile bank services for middle-income consumers. The personal loans are largely a resource for customers to access funds for things like consolidating debt or paying unexpected bills. Based in Chicago, Tegus is an SaaS platform that provides market intelligence for investors. It provides instantly available expert call transcripts between top executives and investors, and helps businesses streamline their research by sorting through documents. Perspectives from customers, investors, former employees, partners and more are all housed on the platform.

Airbase is an all-in-one spend management platform combining corporate cards, accounts payable, and accounting automation. It enables finance teams to manage cards, bill payments, reimbursements, and approvals from a single system. Airbase supports strong approval workflows and policy controls, which are useful for companies with growing compliance needs.

MarketFinance

Turtlemint is a Mumbai-based insurance technology company providing a platform to facilitate the process of buying and managing insurance policies. Juno, previously known as OnJuno, is a neobanking platform that offers interest-earning personal checking accounts. The platform allows Accounting Services for Startups: Strengthen Your Financial Management all transactions to be managed from an iPhone or Android application, and users can be paid in cryptocurrency through direct deposit. Additionally, the system features comprehensive Lembaga Perkreditan Desa (LPD) management with loan collectability calculation, LPD health assessments, and more.

Top 100 Fintech Tools for Businesses

• Applicants can apply for loans to cover everything from home and car repairs to family bills, medical emergencies and major purchases.
• Kudos is leveraging AI to maximize cashback and rewards for users across multiple credit cards.
• The platform focuses on transparency and reliability rather than complex financial products.
• Rapyd is a fintech company simplifying digital payments by allowing users to integrate fintech services into mobile apps.
• EBITDA is often used by investors and analysts to evaluate a company’s financial performance and compare it to industry peers.
• The company’s platform is easy to use and navigate and has a suite of budgeting tools to help with long-term financial planning.

TRUiC’s team of researchers, writers, and editors dedicate hours to ensure startupsavant.com’s articles are actionable and accessible for https://ecommercefastlane.com/accounting-services-for-startups/ both startup founders and startup enthusiasts. From launching a startup to growing your venture, you can trust that our information is an up-to-date and reliable source. Hear straight-from-the-source candid insights in on-stage fireside sessions and meet the builders and backers shaping the industry. Join the waitlist to get first access to the lowest-priced tickets and important updates. Form3 is a cloud-native account-to-account payments platform founded in 2016 by Michael Mueller. Fnality is a DLT-based wholesale payment systems provider founded in 2019 by Rhomaios Ram.

Their expertise helps SaaS, FinTech, and HealthTech companies that need substantial scaling support. Companies without revenue get a $200 monthly discount in their first subscription year. The company also offers R&D tax credit services at 20% of the total credit received. Kruze works exclusively with funded Delaware C-Corps that have secured at least $500K in venture capital. Biotechnology startups need experienced healthcare and drug development accounting guidance. As you face FDA approvals and government trials, you need experienced financial advice to anticipate costs and other issues.

• Besides small business loans, it provides solutions for merchant cash advances and venture debt financing.
• It allows companies to design branded verification flows that match their product experience, covering ID document checks, selfies, biometrics, and database lookups.
• EVEN Financial offers a B2B2C API to help connect financial institutions to consumers, and connect consumers to personalized financial products.
• The ongoing collaboration between fintech startups and accounting professionals is set to unlock even greater efficiencies and opportunities for growth in the years ahead.

Elastic Path Software

• Every year, TechCrunch’s Startup Battlefield pitch contest draws thousands of applicants.
• Plaid is a behind-the-scenes financial mediator between institutions and those who use them.
• If you are a fintech company, platform, or service provider and would like to be considered for inclusion in this list, or if you would like to suggest updates, please get in touch.
• Let’s explore the key challenges that often hinder startup finance teams and how modern accounting solutions can address them.

The company has provided over $2.6 billion to more than 58,000 growing businesses. January specializes in “humanized debt collection.” Its digital platform engages borrowers who have fallen behind on their payments to set them up with a plan for paying off their debt. The company says its empathetic, digital-first approach to collections helps creditors increase recoveries without compromising on compliance and security. Accountancy Cloud delivers boutique financial expertise that caters to startups and scale-ups looking to direct their growth journey. This tech-forward service has operated for more than a decade and blends individual-specific service with cloud innovation.